A True "Community" Bank

Being a local, community bank doesn't just mean we do business in the community. It means we're INVOLVED in the ...

Business Cash Management & Merchant Capture Services

Controlling Your Company’s Finances Has Never Been Easier ... With Cash Management, you have the access and control you need ...

Business Checking

Business Checking is an excellent choice for businesses that write a high number of checks each month and make many ...

Certificates of Deposit (CD)

Because we know your CD Investment will be with us for a specific period of time, we can guarantee a ...

Charter 50 Checking

Interest - $1,000 minimum balance to receive interest - Monthly compounding and crediting

Service Charges - $6 per month - ...

Direct Deposit

Your paycheck, pension or social security payments may be deposited automatically into your account. We'll be glad to complete the ...

FirstOnline Bill Pay

Enjoy free, anytime access to account balances, transactions, check images, monthly statements and immediate online funds transfers. Personal accounts receive ...

For Business Owners: Visa Platinum & Visa Platinum Rewards Credit Card

Get the benefits of a First State Bank & Trust Visa when you purchase goods and services, with these additional ...

Free Checking

Interest - Non-interest bearing

Service Charges None

Transaction Limits None

Other Benefits - Monthly statement - Account Guard - ATM/Debit ...

Interest Checking

Interest - $1,000.00 minimum to receive interest. - Monthly compounding and crediting of interest.

Service Charges - $7.00 per ...

Kids Club Savings Account

This is a fun club designed especially for children and promoted by our squirrel mascot, Penny. Penny makes frequent appearances ...

Money Market Account and Performance Money Market Account

For liquid savings with check writing capabilities, choose one of the above money market accounts. The Performance Money Market Account ...

Personal Checking Accounts

Interest - Non-interest bearing

Service Charges - $7 per month - Waived with $300 minimum balance

Transaction Limits - Fee ...

Personal Savings Account

Start saving for your goals today! See a personal banker for current interest rate and annual percentage yield for this ...

Savings Club Account

Save for a summer vacation, holiday shopping or any other special purpose. Contact a personal banker for current interest rate ...

Visa Debit Card

Debit cards allow for 24-hour access to your account. May be used at ATM machines bearing the Cirrus logo. In ...