Central National Bank 785-838-1960

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Home Loans

Home Loans

We offer the following loan programs to finance the purchase of a home or to refinance your existing loan:
15, 20, and 30 year conforming, conventional loans
FHA-insured loans with as little as 2.25% down payment
VA-guaranteed loans to eligible veterans with no down payments
Guaranteed Rural Housing (GRH) Loans to eligible borrowers with no down payments
Long-Term Jumbo Loans
Loans up to 100% tailored to first-time homebuyers as well as low- to moderate-income individuals
Adjustable Rate Mortgages
Balloon/Reset Mortgages
MI Free Loan Program - new product that enables loans up to 100% LTV with no borrower-paid mortgage insurance
Neighborhood Solution Loans - an exclusive new product for healthcare, law enforcement, firefighter, & educational professionals.
Home Equity Lines of Credit (HELOCs)
Construction Loans
12 Month Extended Lock Program
Home Improvement Loans
Second Home Loans
Investment Property Loans
Cash-out Equity Refinances for various purposes including Debt Consolidation
Streamline refinance FHA-insured Loans
Interest Rate Reduction Refinancing VA-guaranteed Loans
Apply Online today

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