April 21, 2014 |
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Actually, yes. I helped a relative negotiate a $143k bill down to $35k.
Not that I find that a very impressive accomplishment considering the hospital basically just made up the original invoice. (Why they didn't just start the "bidding" at $1M, I don't know.)
You don't have to be a libertarian economist to grasp that markets can't work without price transparency. No wonder health costs are out of control.
There are other approaches:
"You know, before we all started having health care, in the olden days, our grandparents, they would bring a chicken to the doctor. They would say I'll paint your house.... In the old days that's what people would do to get health care with their doctors. Doctors are very sympathetic people. I'm not backing down from that system."
Not with the doctor. Not many have that flexibility anymore. I have with the conglomerate business entity that runs the complex....bartered down a good bit when I told them I would balloon the balance if they reduced it by a certain percentage as opposed to paying it off over time. Cash flow baby....
After a lovely yelling session with my doc about a condition I have, I received no physical exam & was basically told I had another condition...and here's the bill.
After WebMd'ing his diagnosis, it was word for word..I'm guessing he was reading it off his laptop !
After I insisted on a blood test & xrays, I get a call from him saying that I was right !
You could hear it in his voice that he knew he messed up...
I have never raised my voice to a physician before, but after this display of arrogance,
I wouldn't let him change my spark plugs ! (an $800 procedure).
Negotiating the price of services prior treatment, never. But probably should.
Negotiating what has already been paid by insurance and having to constantly walk in, such insurance proof to the LMH billing department, seems is always redundant without fail, due to their negligence of keeping track of incoming insurance / payments made.
People should negotiate for who handles billing after treatment, maybe to some outfit that are a little more competent.
I'm a professional and let me guarantee you one thing. Nothing gets you in bad graces faster than pulling a stunt like this. Ask yourself, how would you like it if every time you got your paycheck your boss tried to talk you out of 20% of what you had agreed to be paid? The time to negotiate is BEFORE you get tge services, not after.
Lawyers are horrible, horrible people
Yes, but not for myself.......
They are greedy by the way. Or, at least, they hire some people in the billing offices with poor perspective. I mean when you go to them and say you can get 50 percent of your bill paid or 100 percent of nothing paid if you ignore me and they tell me to go flip myself you have to wonder what they are thinking.......
I think they would rather write off a bad debt and claim as an expense or something because they turn money away as opposed to working with people who cannot otherwise pay....
Greedy people. I think they go to Med School with extremely good intentions but some leave thinking they are entitled to make a lot of money. They worked pretty hard so maybe they are right to some very large degree, but that does explain the arrogance some display. I got no issue with them being paid from their hard work. But, no one is better than me or anyone else and the MD does not impress me all that much beyong the hard work. I work hard and so can anyone else with a goal...
Same problem with shrinks only they think really truly believe they are smarter than everyone else regardless of the issue .....
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