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Should the amount of loans a student receives in college be tied to their potential earnings after graduation based on their major?

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Note: This is not a scientific poll. The results reflect only the opinions of those who chose to participate.

Comments

Centerville 4 years ago

What? You're saying that student borrowers can't figure this out for themselves?

ljwhirled 4 years ago

We don't trust them to consume beer responsibly, but we expect them to forecast long term earnings and their future career path?

Please.

Between 18 and 21 kids are trying to figure out who they are, what they want to be and what they are interested in. As I recall, most of my focus during this period of my life was on getting laid as regularly as possible.

Simply put, we should make this debt dischargable in bankruptcy. No one in their right mind would lend $50K to an English major without a gov't guarantee and security that survives bankruptcy.

Kids will then be forced to study something practical or pay for it out of pocket.

Charlie Bannister 4 years ago

What ever happened to the concept of working your way through college so you weren't saddled with so much debt when you got done? Oh that's right, I remember now. Chairman Mao Bama has destroyed the economy and jobs. Is it November 2012 yet?

akuna 4 years ago

You're delude. I'm guessing you think Bush didn't cause any of this.

ljwhirled 4 years ago

Yeah, because it is possible to pay $30K in tuition plus room and board from a part time job that is obtainable without a college degree.

What planet are you from?

Shane Garrett 4 years ago

Yeah I did that. Minimum wage was 1.10 and tution was 540.00 a semester. Now days the ratio is no where as close.

socialintelligencecounts 4 years ago

The student loan program needs to be restructured or thrown out. It's a bad way to put people in a debt trap in the name of opportunity. Currently there is more student loan than credit card debt. That's a bad sign.

RonBurgandy 4 years ago

I agree. The problem though doesn't entirely lie (lay?) with the program. Colleges, especially for-profit institutions prey on people who are in crappy jobs or are unemployed. And they just say you can go here, get loans to pay for it, and when you're done you'll make a ton of money.

Then they get out and realize that more and more professions don't even look at resumes that list the University of Phoenix as a school. People need to know that in order to get a good job, you need a quality education and just getting the piece of paper doesn't solve all your problems and now your saddled with a large amount of debt.

pure_republication 4 years ago

Only a Democrat would think to ask that query.

grammaddy 4 years ago

Only a teabagger would have that answer.

Flap Doodle 4 years ago

This post pre-removed for using a vulgar sexual term to refer to a progressive.

beatrice 4 years ago

How many times have you posted this response snap? Are you nearing 1000 times yet?

jonas_opines 4 years ago

He's obsessed over Merrill for too long, as is starting to become just like him. Watch as the c/p posts increase in length.

Peter Macfarlane 4 years ago

A 4-year college or university is an expensive way to find yourself. It would be much better to encourage sons and daughters who have no clue about much of anything to go out into the world of work for a while, get a taste of reality, figure out what they wish to do in life, and then and only then go to college or university.

2002 4 years ago

Well one idea is to end student loans completely and then watch how quickly the price of education drops. I think the real answer is to totally reform the educational system. It is too expensive as it stands now and middle class students are getting squeezed.

ljwhirled 4 years ago

Don't end it, just end the federal guarantees and allow students to seek bankruptcy protection.

You're right. The cost would plummet, enrollment would shrink and a whole lot of useless professors would be out looking for something to do for a living.

As a bonus, education would only be available to the wealthy. Poor folks could go back to share cropping or just starve on the streets. That is where they belong anyway.

America is for the rich. Unless you are born that way, you should go back to your knitting.

2002 4 years ago

Actually, I was making the exact point that you are. The system is set up to provide an advantage for to income families and to educate the rich. The middle class gets shafted. An upper middle class family with three kids that wants to put their kids through school will struggle without forcing giant loans on the kids. The rich don't need help and the poor have numerous incentives and subsidized loans.

I think that student loans are essential, but that system is set up for failure. I'd rather see a public service component that provides opportunities for repayment.

The elitist that want to keep government out of education are very shortsighted on this one.

parrothead8 4 years ago

You're seriously delusional if you think it's the professors who would be the ones in trouble. If the costs plummeted and enrollment shrank, the professors would be more valuable than ever, because every penny would have to go towards instruction. Perhaps the public would finally wake up and demand less administrative bloat at their state universities.

tolawdjk 4 years ago

Only if you want to stop educating teachers.

Heck, for that matter, might as well stop educating general praction medical doctors as well.

And better check into where these people want reside. Even at KU Law or Washburn, under this plan you would have to question the "fiscal responsibility" of someone wanting to practice in rural America.

However, if you want to lower the student aid debt cost, I think there should be some examination of where the money is going to. For example, in your first two years, there are very few degrees that couldn't get what they need at a smaller state school or juco. Wouldn't it make more sense to require at least two years of postive degree development at say Johnson County before federal funds are given for KU Engineering? I know engineering is probably not the best example as I know there are sophmore level courses that engineers start, but the principal is there.

1029 4 years ago

I think the amount of loans should be based on looks. Ugly people tend to be less successful and usually earn less money.

ljwhirled 4 years ago

That is very true. They should also sample your DNA to ensure that you don't have a marker for some future disease.

There are also disparities in our society based on skin color. Maybe they should restrict student loans based on race?

classclown 4 years ago

Another thing to consider is how honest are collages about grads finding a job in their field of study after graduation.

http://news.yahoo.com/blogs/lookout/law-grads-sue-school-degree-indentured-servitude-205815018.html

gl0ck0wn3r 4 years ago

Yeah, those collages are terrible at helping someone broaden their skills unless one considers making collages a skill.

Ralph Vickers 4 years ago

4 years of slack offs and partiers, 100K in debt, after they finish (?) find a mediocore job, and alas your loan is forgiven, another example of todays lazy, you owe me a living youths.

jonas_opines 4 years ago

Hi! I too have strong and insultingly simplistic assumptive opinions about people I don't actually know! We should be friends.

George_Braziller 4 years ago

Took me five years to get through a four year program at KU but I graduated debt free.

Could have done it in four, but working 20-30 hours a week during the school year while carrying a full class load wore me down. I tried to pull off a five hour French class at 7:30 a.m. but it was too much. I had to drop it and take it again the next semester.

Worked full time every summer, every spring break, every winter break, worked weekends as needed. I busted my ass for five years. I had to.

I was 24 before I finally was able to just take a week off and not work.

TopJayhawk 4 years ago

Good for you.

Kids today don't see it that way. Give it to me. and colleges are more than willing to do it.

Here about the dork who caught the homerun ball at the all star game or where ever? They agreed to pay $15,000 if his $150,000 debt. You see, he works selling cell phones.

Prairielander 4 years ago

Wrong question; the question should be:

Should the salaries of professors be tied to the potential earnings of graduates based on their major.

Although I would only apply this to public universities.

oldvet 4 years ago

We could also add a limit to students in those majors in college based on the potential job market when they graduate. Or how about thinning the herd by limiting the number of students who can continue in a major to the top x% of the class each year. When they graduate, you know you have the brightest to choose from.

Richard Heckler 4 years ago

The Bush/Cheney fraudulent home loan fiasco wiped out 11 million jobs many of which went abroad. And the Nations economy went straight to hell!

Considering the impact politicians,Koch Industries and Wal-Mart family money have on salary packages and hourly wage levels should college grads be expected to pay back college loans?

The repub party and all of the above are waging war on salaries for white and blue collar workers. IF they are successful in doing away with unions, workers in the USA will see a dramatic reduction in wages across the board for blue and white collar workers. Union or not because reduction in wages across the board is the primary objective.

Do you want to work for less? Unions are responsible for good wages in the USA and:

  1. over time pay
  2. 40 hour work weeks as opposed to 80
  3. Vacation with pay
  4. Sick leave with pay
  5. Medical insurance coverage
  6. Pay Increases
  7. Job protection based on legitimate concerns
  8. Protection against race and gender discrimination
  9. Disability Pay

Who wants to work for less?

How can lower wages pay back college loans?

kernal 4 years ago

Should repayment of student loans be based on the actual earnings of students after they graduate? Who on Earth can accurately project "potential" earnings - the economy never stays the same. There used to be some programs where student loan debt would be forgiven for certain fields, such as medicine and teaching, if the students contractully agreed to work in rural areas.

Don't go to college just because you don' t know what you want to do. Take a year off, travel if you can do it, or work. Maybe with more exposure to real life and what's out there, you'll have a better idea of your abilities and how you what to earn a living.

tomatogrower 4 years ago

Then no one would be able to afford university to become a teacher.

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