Cost of benefits expected to rise

? Many Americans with health benefits face an erosion of coverage next year under the existing health care system, according to a new survey, as employers continue to cut costs.

Forty percent of employers surveyed said they are likely to increase the amount their workers pay out of pocket for doctor visits. Almost as many said they are likely to raise annual deductibles and the amount workers pay for prescription drugs.

Nine percent said they plan to tighten eligibility for health benefits; 8 percent said they plan to drop coverage entirely. Forty-one percent of employers said they were “somewhat” or “very” likely to increase the amount employees pay in premiums — though that would not necessarily mean employees are paying a higher percentage of the premiums. Employers could simply be passing along the same proportional share of the overall increase that they did in 2009.