To the editor:

I found the article about health insurance companies’ profits very interesting. Seems like the villains may not be the mean, uncaring health insurance executives.

So many of our leaders, starting with the president, have branded the health insurance industry for being cruel and evil. I too do not like the high cost of insurance. But having spent 50 years in the insurance field, from paying claims to helping people buy insurance of all kinds, let me say that it is very, very competitive. How can a senator or congressperson say it is not competitive when there are hundreds of companies competing for business that results in the low profit margins outlined in the news article?

Could the real villain be, as the old Pogo cartoon said: We have met the villain and it is us?