Tips for managing, consolidating debt

Mounting debt can put ever-increasing pressure on a household’s finances, and lead to possible long-term credit problems.

Several Web sites provide insights on how to manage and consolidate debt. Here are a few:

¢ Bankrate.com: Explores the causes and hidden dangers of debt, and a debt load analyzer.

¢ Credit.com: Covers the pros and cons of debt consolidation and debt reduction options.

¢ Debt Consolidation Guides (www.debtguides.org/debtconsolidation.html): Discusses types of debt, debt management and debt solutions.

¢ SmartMoney.com: Article offers four debt management and reduction tactics.