Peggy Johnson, a certified financial planner and senior financial adviser for Ameri-prise Financial Services in Lawrence, will take your personal-finance questions on a variety of topics – investing, saving for college, cutting your tax bill, planning for retirement or other matters – during an online chat at 1:30 p.m. Friday.

To submit questions in advance, go to www.ljworld.com/chats and click on the link for Friday’s chat.

Johnson has 15 years of financial planning experience, and focuses on investments, income tax, retirement planning, small business, protection and insurance, estate planning, charitable giving, saving for education, employee stock options and general financial planning.