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Mystery charge shows up on Lawrence woman's credit card

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Judi Mahaley almost didn't notice the $9.87 billing to one of her little-used credit cards.The Lawrence woman checks her statements online to avoid receiving paper statements. She was checking this particular card's statement to review her finance charges when she saw the a mysterious charge from Imagecrater.com."I have hardly used that card at all," Mahaley said. "I had not been to that Web site." Mahaley checked the Web site and found what appeared to be a harmless place to view and order photographs and art images. She did other online searches and found there were plenty of other people who also had received credit card charges without their initial knowledge from the same Web site.Mahaley called a phone number listed with the charge on her bill and which also is listed as a contact number on the Web site. She got a recording saying the call could not be completed.The credit card company took off the charge after Mahaley called someone and told them what happened. The firm had no explanation for it. She also decided to cancel the card and get a new one from the same company because she was afraid the charge might show up again."They appear to do a low charge so that it goes mostly unnoticed," Mahaley said. "You think it is just interest. It's really weird."As far as Mahaley knows she only received the charge once."I just want other people to be aware that if they don't get their paper statement they should still check their charges," she said.Mahaley's situation came to light before publicity this week once again put cyber crimes and identity theft in the national spotlight. The [U.S. Justice Department charged 11 people in the theft of millions of credit and debit card numbers][1]. It is not known whether her unwanted credit charge might have any relationship to the operations these suspects were allegedly involved in.The Kansas Attorney General's office investigates identity theft and other consumer complaints when reports are made to it. Mahaley had not made a report and a spokeswoman for Attorney General Stephen Six said earlier this week the office had not received any complaints about imagecrater.com. [1]: http://www.washingtonpost.com/wp-dyn/content/article/2008/08/05/AR2008080501859.html?hpid=moreheadlines

Comments

twaldaisy 6 years, 10 months ago

Yes how is the website getting credit card numbers??

twinetowngirl 6 years, 10 months ago

Not only should you check your credit card statements...you should also check your phone bills. We USED to have ATT and seemed like every other month there was a charge for email/fax service, or some other service that we did not have...billed by a 3rd party to the phone bill...not ATT

bearded_gnome 6 years, 10 months ago

charges when she saw the a mysterious charge from Imagecrater.com.

admireed 6 years, 10 months ago

I had the same extra charge last two years when I ordered photo greeting cards online

birdsandflowers 6 years, 10 months ago

Ok, if you check the terms and agreements or check to view a photo, etc. wouldn't you know if you provided credit card information if required (I'm not sure if it is). If no credit card info is required/provided, how do they get your information? As you can see, I'm totally out of the loop when it comes to these types of web pages. :)

50YearResident 6 years, 10 months ago

When someone sends you a "photo album of thier photos to view" which requires you to go to a web site in order to see the pictures and requires you to check the agreement box before they let you see the pictures, Beware, Be sure to read the terms of the (agreement) which you have to check to view the picture albums as you are agreeing to make a purchase once a year. If you forget about it you will be charged anyway. In the fine print by checking the agreement you have joined the club and have agreed to make at least one purchase every year. This charge was probably thier (mimimun) yearly purchase charge you agreed to.

xyz 6 years, 10 months ago

I had a similar experience about a year ago. Also a small charge and I missed it the 1st time it showed up on my credit card bill. I noticed it the next month and since I had been out of the country with no internet access and had not taken that credit card with me, there was no way it was a charge that I had just forgotten that I had made. Luckily, my credit card company was very responsive, wrote off the charges and issued a new credit card the same day. I echo Judi's comments--check all of your statements carefully each month!!! You never know when it can happen to you, and chances are high that it will.

50YearResident 6 years, 10 months ago

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Sigmund 6 years, 10 months ago

If you read the linked article you find that one bust alone yielded 40 million unique stolen credit and debit card numbers from at least nine U.S. retailers, 40 million. That is one for every man women and child in the state of Kansas, and Missouri, and Texas, and Colorado.

jrf2027 6 years, 10 months ago

I had a similar thing happen about two years ago. A card I use frequently had a six dollar charge from an online credit card processor. I called my credit card company, said I had no idea where the charge came from, and the credit card company refunded the charge. I didn't think any more about it...until about two months later when somebody tried to charge about $1200 worth of merchandise on the card online and have it shipped to Detroit. Luckily, I caught the charge before the merchandise had actually shipped, so nobody was out any money. The credit card company closed the account, issued me a new card, and all has been well since.Judi did the right thing by canceling the card now, before her card gets dinged for the big charge.

Sigmund 6 years, 10 months ago

If you are going to use a card, use a credit card. If you use a debit card keep the very minimum in the account and fund it right before you use the debit card for larger purchases.

overthemoon 6 years, 10 months ago

got a call from our bank a this week. my daughter's card number was suddenly showing up in florida, scotland and london. she was in london a few month's ago, and apparently there is something going on there with stolen credit card numbers. the bank wasn't specific, but said that they were noticing a 'congruence' with card that had been legitimately used in london that have become compromised since. the bank caught all of the transactions before they posted, and the card has been canceled.i use my debit card for everything. i'm thinking of reverting to a cash only basis.

coolmom 6 years, 9 months ago

we just had a 2.49 charge show up in our account that i ignored thinking it was something the hubby ordered and then i got a call from the bank that someone overseas was tring to use his card to purchase hundreds of dollars in balta or malta or somewhere. they blocked it and we realized that the initial 2 dollars was a test to see if it went through.

The_Facts 6 years, 8 months ago

Moderator(s), it's obvious the article isn't about signing up for a paid service & not realizing that charges will appear on the credit card that was used during the signup.I mention this because of the http://www.snapfish.com forum spam posted to this discussion.The posts are carefully crafted to give the impression of misunderstanding & mistrust between 2 separate & independent forum members when in fact, it's the work of a marketing company.The truth is, it's just forum spam meant to give snapfish exposure at the cost of forum integrity.If snapfish would like to advertise it's site, they should pay for it instead of 'sneaking' it in.

50YearResident 6 years, 10 months ago

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mostforgetful 6 years, 10 months ago

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