“Find out where Aldi’s is if your parents aren’t paying for it (groceries).”

— Mike Stewart, self-employed, Kansas City, Mo.

“Make great friends, have a lot of fun, but remember why you are here.”

— Lisa Rice, works at a law firm, Denver

“Get on a budget.”

— Denise Guthrie, sells health insurance, Kansas City, Mo.

“Don’t use your loan money on partying.”

— Stephanie Riedel, works at a pharmacy, Lawrence