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Do you think high-schoolers should have credit cards?

Asked at Free State High School, 4700 Overland Drive on September 28, 2009

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Photo of Greg Muetz

“I don’t think that teens should have credit cards. For myself, I have no idea how to hold on to money. ”

Photo of Nate Rosenbloom

“I think that it depends on the individual. If they are proven to be responsible enough with money, then they should be able to have credit cards.”

Photo of Caitleen Desetti

“I think a good alternative to a credit card would be a prepaid debit card. A credit card might be a little overwhelming. We don’t pay bills. ”

Photo of Sha Detwiller

“I think high-schoolers should be allowed to have credit cards if their parents feel they’re responsible enough. ”

Photo of Kaitlyn Fire

“I think it depends on the person. Some would be responsible enough, some wouldn’t. ”

Photo of Megan Garvin

“I don’t feel like high school students have enough of a grasp on financial responsibility to have credit cards.”


totealongshaker1 8 years, 9 months ago

i agree. up to the parents for sure. i had a debit/credit card in high school because my parents knew i could handle it. turned out to be a good thing when i bought a house because i had 10 years of great credit! conversely, i have many adult friends who messed up their credit early on.

purplesage 8 years, 9 months ago

Didn't anyone ever tell you not to waste time asking stupid questions?

Mel Briscoe 8 years, 9 months ago

no. however highschoolers should be EDUCATED about how to USE credit cards (and by "use" i mean responsibility).

denak 8 years, 9 months ago

Wow, this is such a bad idea on so many levels! High Schoolers just aren't mature enough to handle credit resonsibly.

My real question is: How is this even legal? Couldn't the child just disaffirm the contract and stick the company with charges??? Personally, I'm ok with that. If the credit card company gets screwed out of a bunch of money, they deserve it for taking advantage of minors which I think is the motive behind credit card companies offering kids a card.


Christine Anderson 8 years, 9 months ago

Only when the Red Sea parts again, or hell freezes over, whichever comes first.

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