“Mine is going to help pay off my credit card debt, and that's about it.”

— Erin Weston, server, Lawrence

“I believe I'll take a vacation. I don't know where, but it's a good opportunity to take one.”

— Tom Fleming, musician/cook, Lawrence

“I don't trust that it's going to come, so I'm not making any plans until I've got the money in hand.”

— Erin McDonald, consultant, Prairie Village

“Yeah, Sallie Mae. She gets all of it.”

— Jesse Swaney, Washburn University senior, Lawrence