“I have some student loans and a little bit of credit card debt, probably about $4,000 all together. It's not too bad, but it could definitely be better.”

— Alex Henningsen, Kansas University junior, Kansas City, Kan.

“Yeah, I don't really have any.”

— Rachel Cottine, KU freshman, Washington, D.C.

“I'm completely uncomfortable. How could you be comfortable with any amount of debt? I don't want to owe anyone anything - but I do.”

— Craig Graves, wine salesman, Manhattan

“Yeah, I don't have much. I'm able to pay off my credit card every month.”

— Tremenda Dillon, artist/designer, Hutchinson