Advertisement

Archive for Sunday, July 10, 2011

Comprehensive Rehabilitation loans available to homeowners

July 10, 2011

Advertisement

The city of Lawrence has funds available to lend to homeowners whose houses need foundation repair, wiring, plumbing, painting, roofing and minor interior repairs.

Here are income guidelines: For a family of one, $39,550; for a family of two, $45,200; for a family of three, $50,850; for a family of four, $56,500; for a family of five, $61, 050; for a family of six, $65,550; for a family of seven, $70,100; for a family of eight or more, $74,600.

Some other rules:

•The owner must have owned and occupied the home for at least one year who has not already received a loan.

• The home can contain no more than two dwelling units.

• All repairs must be made to minimum property rehabilitation standards.

• The deadline application is 5 p.m. Sept. 1.

• Applications are available in the Development Services Offices at 1 Riverfront Plaza, on Level 1, Suite 110 or online at lawrenceks.org/pds/.

• For more information, call 832-7700.

Comments

newmedia 3 years, 4 months ago

Only if there is no requirement to actually pay it back.

Scott Morgan 3 years, 4 months ago

Again, what about the hardworking couple who is paying for a college tuition or two, enormous taxes, and pays the bills on time.

You bet your britches the so called middle class people are starting to get angry.

overthemoon 3 years, 4 months ago

Enormous taxes...? Fed is lowest rates in 50 years.

Scott Morgan 3 years, 4 months ago

4 K in property taxes, then start adding all the little nibblers.

Alceste 3 years, 4 months ago

Get used to it......the chasm between the "haves" and the "have nots" grows in this country as the "middle class" wans. Rather than attack the poor who don't have sh, really, why don't you focus your angst on them that have? Would you like a list of RiverCity property and home owners who are pulling in REAL welfare: Price supports; Price subsidies; tax abatements; blah, blah, blah. It's easy to focus on the working poor....they got no Kevlar.....them rich people you aspire to be? They got lots and lots of Kevlar.
shrug

ljwhirled 3 years, 4 months ago

$4K in property taxes?

You live in a $290,000 house and you are complaining you don't get a subsidized loan?

Banks are lending at 4%. If you have managed your finances responsibly you should have no problem getting a home improvement loan.

This is a subsidized loan for low income families to do home improvements. If it is paid back at the same rate as SBA lending (95%), then the city only spends 5% of the funds.

This loan will increase the valuation, ESPECIALLY where foundation or roofs are concerned. Increased property taxes from the improved properties will pay that back to taxpayers in the long run.

Quit complaining about subsidies for the poor. Complain about the $280,000 that the city is giving to Doug Compton for his multi-story building at 9th and New Hampshire.

Corporate welfare is where the REAL money is.

50YearResident 3 years, 4 months ago

What? Home owners now expect the city to provide money to fix-up and paint their house? Lawrence can't pay for their own services without raising taxes, but have enough loose cash laying around to "loan" to homeowners to fix problems that have exisited for years on their private property or 2 family rentals? Go figure........

50YearResident 3 years, 4 months ago

When did the city become a "Loan Agency" anyway?

sourpuss 3 years, 4 months ago

Having well-repaired homes benefits everyone in keeping the community free from blight. Having homes in good repair is good for the residents of the home, especially children. Loans are profitable (where do you think banks get money?) and there is nothing wrong with providing help to maintain the infrastructure of the city dwellings. I'd rather borrow money from my fellow citizens than from a board of directors at a bank any day.

50YearResident 3 years, 4 months ago

Do you plan to re-pay the loan from the city? The city should not be in competition with the banks. Where did the city get this money? What is the rate? Inquiring minds want to know.

Alceste 3 years, 4 months ago

The loans ARE repaid to the City. The City gets the money from the Feds and the money CANNOT be spent on anything that does not involve low to moderate income individuals/families. SPECIFICALLY and ONLY. That's Uncle Sam's rule. If the money weren't brought into Lawrence, it would simply go to some other community.

Jobs are created by this program because it puts tradesmen to work as well as purchases material and supplies. Stop being so shortsighted.

The City of Lawrence needs to expand this program and stop giving that ear marked money out to sacred cows where local celebrities have sat for some 30+ years doing exactly what?....making their life's work doing little or nothing. Want a list of these agencies that bleed money from this very effective and correct use of this money? Simply phone the City and ask.

If you qualify for the program, 50YearResident, why not make application for it? Why you gotta DUMP on the working poor who do their best to keep up their owner occupied dwelling? This town is remarkably stupid and ethnocentric....we, as a community, attack the people who own property, fix it up, and attempt to rent it by restricting the number of un-related people who the owner can have live in that place....despite the fact these old 6 bedroom olddddd houses would never be purchased by "families" and would just sit and rot....at the same time, we curse the working poor who have saved and purchased a house; lived in it; and done the best they can and simply need assistance to say....replace a 70 year old failed sewer system; or a water supply system which is fraught with lead pipes; or an electrical system that will surely lead to burning the house down if it is not brought up to code, blah, blah, blah.

If you're so wealthy you do not qualify for the program, why don't you go find another tax dodge somewhere and use that to enhance your bank account?

Incredible.

Godot 3 years, 4 months ago

"The city has funds" Then why is the citymanager proposing a tax increase on property owners of from 2.8 to 3.3 mills.

Use these "funds" to reduce the tax burden on the rest of us!!!!!

Alceste 3 years, 4 months ago

The monies that fund this program are federal dollars which are specifically ear-marked for use for moderate to low-income recipients. The City of Lawrence has been wasting this money for years and years by funding all the social service agencies is has been funding rather than expanding this incredibly useful rehabiliation loan program.

The working poor are given access to these monies because they don't have the same access to bank loans that the poster above has....this wissmo character "...who is paying for a college tuition or two, enormous taxes, and pays the bills on time....". If a family of four (this little diddy is assuming 2 "children" are in "college") has an income UNDER $56,500.00, they would qualify for access to these monies. If "wissmo" family income is above that....well....that's the way the cookie crumbles. The feds have to draw the line somewhere.

The City "Manager" has twisted the use of these federal monies over the course of time as far as they can possibly be twisted and still be legal....and the current City "Manager" simply inherited what had been going on. It would too much like right to EXPAND this very useful program, one that helps the working poor stay in their homes; avoid blight in neighborhoods; and rehabilitate existing housing stock and compel poverty pimps to generate their own money to run their operations and pay themselves the salaries they make.

Typically, Godot, you learn about stuff before you post. You did NOT this time around. You get a big fat Zero for today. Go sit in the corner. Put the Dunce cap on.

50YearResident 3 years, 4 months ago

So, what this amounts to: The US Government that wants to borrow another 3 trillion dollors to opperate, is giving this money to the Cities to loan to low income families that are feeding off the big American tit so they can't complain about excessive government spending.

Alceste 3 years, 4 months ago

The "big American tit" as you so aptly put is better accessed by the wealthy with their capital gains tax breaks; their low rates of income taxation; their access to price supports and subsidies and blah, blah, blah.

As an exmaple, if the Food Stamp program was stopped today who would be impacted the most? AGRI-BUSINESS....not the person getting a couple of food stamps to SUPPLEMENT the already disproportiate share of their income they pay for food.

HUD is the federal agency that dispenses these monies and it is a program that is a fall out from the Nixon era where he manipulated Congress and the American People into thinking that "local control knows better what to do with our money from here in Washington....". Oh yeah....he turned "the money" over to "local control" but cut the amount that had been being spent by better than 50%. Swell guy that Nixon.

Blithering fools who know not clue one about what real Welfare is in this Nation and just how MINISCULE Public Welfare cheating amounts to. It's NOTHING compared to one payout received by banks under TARP and there were a TON OF PAYOUTS.

Alceste 3 years, 4 months ago

Oh.....and since we're disccusing this "...big American tit...." (such proper language for Lawrence; more proper given our level of ignorance)....let's not leave out the Military and gazillion dollars that goes to it AFTER a guy's been in the darn thing for a couple of years:

These people sign up to go off to the "big show". Their payment should simply be they got to see the show. However, that's not how it works: People who have been in the military suckle the rest of their lives, don't they? I know.....that "tit" is constantly being filled and re-filled and even ole Alceste is encouraged to take his/her turn. Tastes kinda second rate to me, however. I prefer to purchase the good stuff..... shrug

Godot 3 years, 4 months ago

In other words, this is mythical federal money that was borrowed from our enemies and adds to the deficit.

Send the funny money back, and eliminate the 6 figure cost for a city employee to administer this program. Two tax problems solved. Call it "shared sacrifice."

Alceste 3 years, 4 months ago

You might have a point, Godot. At the same time will you advocate to do away with Dept. of Agrigculture price supports and subsidies for our local "farmers" and get rid of their bought and paid for associates in the "local" USDA offices as well as the County Extension offices? Fair's fair. And, while we're at it, will you advocate to rescind the capital gains tax cut that the wealthy are permitted to enjoy and get rid of the Bush tax cuts that were permitted to extend? Fair's fair. One hand washes the other, eh? wink

Godot 3 years, 4 months ago

Mission accomplished. I got you to correct the shoddy journalism of the JW. The "city has funds" should have been, " A limited amount of Federal funds are available to the average income home owner in Lawrence for major home repairs. To be considered for the funds, homeowners must make application through the local city bureaucracy. It takes a village to distribute skittles and rainbows."

Alceste 3 years, 4 months ago

Hey! You're supposed to be in the corner with the DUNCE cap on......but we are removing two of your demerits because you make note of the high paying jobs that fork out these pennies to the rabble.

Wanna know how much the City of Lawrence pays the head guy, Scott McCullough over there in planning? At your service:

$108,438.00

Wanna know what the #2 person in planning is getting from the City of Lawrence? Only $92,467.00. How do they survive???? and that's for the ASSISTANT PDSD DIRECTOR DEV SV ; but guess what??!!! The City requires TWO of these ASSISTANT PDSD DIRECTOR....the 2nd one gets the same thing, $92,467.00 but their title is ASSISTANT PDSD DIRECTOR PLAN. See, one number #2 person is for Development Services and the the 2nd #2 person is for Planning. Big difference, don't you know?

Now then, the next highest paid person over their at City Hall in the Planning/Dev. Services is someone called a "senior planner" who is only being given $81,967.00!! SLAVE WAGES I tell you.....SLAVE WAGES. How on earth will Lawrence ever survive the impending law suit?

These four (or was it 5....I don't count so good) EXCEED the amount of money for this paltry program.

How about lobbying to reign in these disgustingly low wages and route the money to where it properly belongs......raising these slave wages to a living wage for these poor creatures over their in City Hall???

Scott Morgan 3 years, 4 months ago

This Wissmo character (middle class) probably has less spending money than many reported lower income citizens. This is due and others like I feel we just simply pay through the nose for everything.

This isn't as in the past a nick there or a few bucks there, we literately budget for taxes nowadays.

Paid all fees for kids in high school including AP course testing. Paid for lunches, paid for transportation, paid this, paid that, not qualified for this, not qualified for that. College kids due to our income did not qualify, only for loans.

Paid my mortgage on time, so no gimmes there either. Looked ahead years ago and modernized our home, so no tax deductions there for upgrades. So, doing the right thing again cost us.

Seriously, by the time the middle class pays for everything, we have less disposable income than if we were poor. For goodness sakes in a weird weird way, it's my taxes going to make it easy on others while we get squeezed.

Damm right I'm angry.

Alceste 3 years, 4 months ago

Uhhh....and you pay $4k in property tax? You must live in a really nice, fancy, modern house. Alceste is saddled with a $1500 real estate property tax bill and lives on a fixed income. The "value" of this house is $104,000.00 according to the county, thus my surmisal that you're living in far fancier digs.

Maybe your personal finances are run like most in government: "It's going to get better so we can project 8% earnings on our investments". Or, maybe, wissmo is just not meant to own such a fancy house.

Oh...and by the way.....this household ain't got no kids. Why am I paying to educate your children with my property tax obligation? Do your college kids have jobs and live at home? Summer jobs? "Winter break" jobs, or trips to Cancun? iPods and cell phones and this and that? Do they use the library to study instead of buying expensive books? blah, blah, blah, blah.

Give up the "poor me" bull butter wissmo.....you're living a lot larger than most. Want to trade places? Be happy to accomodate. Hate on the rich (well, richer than you, anyway)....because from this poster sits, you're pretty wealthy. Oh....and budget for your property tax?!!!!! Is that a shock? We been doing it for years and years.

Then again, Lawrence elected a City Comissioner, Lance Johnson who has chosen NOT to pay his property taxes and still resides in one of them fat cat homes and wear expensive clothing. He's a "leader" don't you know?

Cant_have_it_both_ways 3 years, 4 months ago

Imagine

How much money you would have Alceste if you spent as much time producing income as you do spreading your hate in these forums?

Alceste 3 years, 4 months ago

I learned from B-Rad in Malibu's Most wanted: "Don't be hatin'!"

I just be spreadin' the truth. The fact the truth is ugly is not my responsibility. Do NOT shoot the messenger.

As for money, I figure I got enough already....my lifestyle hasn't changed one iota since my return from Viet Nam: I got me a big a*ss HDTV; a fine internet connection; a bought and paid for home; paid for car; food; wine; spirts; uhhh....unmentionables....and enough to last until I am graveyard dead......as long as I'm not taxed out my dinky little shed.

Thanks for your concern, however, Cant_have_it_both_ways; despite the fact it was actually kind of ugly and hateful. shrug

monkeyhawk 3 years, 4 months ago

More cash for clunkers. Yet, the above apologist (typing in its best NPR voice) has the arrogance to criticize a giver. We are really sick of the takers, but class warfare is what it's all about, isn't it?

Alceste 3 years, 4 months ago

Wage Listings for the City Non-Planning, Better Know Somebody, We Do NOT Care If You DO NOT KNOW THE RIGHT PERSON AROUND HERE Department:

(The first number is the wage; the 2nd number is "Holiday Pay"; and the 3rd number is the TOTAL):

PLANNING & DEV SERV DIRECTOR 1 104,684 3,754 108,438 ASSISTANT PDSD DIRECTOR DEV SV 1 89,266 3,201 92,467 PLANNER I 1 56,730 2,034 58,764 PLANNER I 1 44,793 1,606 46,400 MANAGEMENT ANALYST I 1 43,433 1,557 44,991 PLANNER II 1 58,490 2,097 60,588 PLANNER II 1 71,162 2,552 73,714 PLANNER II 1 71,162 2,552 73,714 PLANNER II 1 61,451 2,203 63,655 PLANNER II 1 59,436 2,131 61,568 PLANNER II 1 71,162 2,552 73,714 ASSISTANT PDSD DIRECTOR PLAN 1 89,266 3,201 92,467 SENIOR PLANNER 1 79,129 2,837 81,967 CODE ENFORCEMENT OFFICER 1 45,906 1,646 47,553 CODE ENFORCEMENT OFFICER 1 42,306 1,517 43,822 PROJECT SPECIALIST 1 44,964 1,612 46,577 PROJECT SPECIALIST 1 38,001 1,363 39,363 GIS ANALYST 1 56,730 2,034 58,764 BUILDING INSPECTOR II 1 56,730 2,034 58,764 BUILDING INSPECTOR II 1 56,730 2,034 58,764 BUILDING INSPECTOR II 1 56,730 2,034 58,764 BUILDING INSPECTOR II 1 51,415 1,844 53,259 PLANS EXAMINER 1 39,591 1,420 41,011 SENIOR PLANS EXAMINER 1 63,538 2,278 65,816 BUILDING CODES MANAGER 1 79,702 2,858 82,560 CODE ENFORCEMENT MANAGER 1 63,361 2,272 65,633 ADMIN SUPPORT III 1 36,265 1,300 37,566 ADMIN SUPPORT III 1 35,344 1,267 36,611 ADMIN SUPPORT III 1 36,265 1,300 37,566 ADMIN SUPPORT III 1 30,238 1,084 31,322

GRAND TOTAL 30 1,733,982 62,174 1,796,157

That is ONE MILLION SEVEN HUNDRED NINETY SIX THOUSAND ONE HUDRED FIFTY SEVEN DOLLARS: $1,796,157.00 . AND, that is ONLY wages....it don't include vacation, health or all that other WELFARE!!

Alceste 3 years, 4 months ago

oneeye_wilbur:

Are you referring to the 3% MORTGAGE loans handed out in the 1970's for "first time home buyers" with the bulk of the money going to a "special group" of people here in Lawrence who were really suckling the breast of the City....and how? Said "special group" ALL being the "movers and shakers" of current times????????!!!

Commenting has been disabled for this item.