At 66, Connie Neuman is doing OK financially. So when she found out a friend was out of work, she offered to send her $40 every month.

The friend, also 66, had lost her long-established bookstore. Like so many other small businesses around the country, the store went out of business.

“I worked out my financial plan over the next three years,” Neuman, a Maryland resident, said in an e-mail. “It appeared I could offer some support. It won’t prevent a foreclosure, but it is a bag of oranges, a lunch, some bus fare or a gas-up.”

Neuman’s modest bailout wasn’t a loan but what she called a “PIO,” or pass-it-on offer. As it turns out, the friend, who lives in the Midwest, doesn’t need the money because she’s found a job at another bookstore earning less than when she ran her own business, but still enough to get by.

“I told her just to let me know how things go,” Neuman said. “I had planned to give her the $40 a month for two years if the economic crisis takes that long to sort out.”

While many people are just carping and complaining about the federal initiatives created to try and keep people from losing their homes or jobs or health care, all across the country there are others who are helping — without judgment, without requiring that people prove they weren’t irresponsible before being considered worthy of aid. These folks, although also frustrated about the economy and the folks who pushed us into a crisis, are pulling money out of their own savings or taking relatives or strangers into their homes or creating programs to help the financially broken.

Geneva Pearson had an idea to help people save money during the downturn. Pearson, who attends my church, First Baptist Church of Glenarden, Md., recently coordinated a household item exchange. Women brought in fine china, cutlery, top-of-the-line crystal, small appliances, bed linens, comforter sets and lamps, not to sell but to pass on.

“Sisters also came in with floral arrangements, towels, fine art, photo frames and accessories, wall art, window shades and curtains,” Pearson said.

During the giveaway, one woman was presented with accessories for an entire living room; another got a needed queen-sized bed.

“We historically have shared second-time-around clothing, food during the holidays, and coats during the cold months, but we hesitate to give up our good household stuff although we no longer use it,” Pearson said.

I love what Pearson said about the event’s vision. It was an opportunity for people to “share out of their abundance.”

So what are you doing to share out of your abundance?

I want to hear your stories because I’m tired of the constant drumbeat of bad economic news. The latest foreclosure report from RealtyTrac found foreclosures rose again: 30 percent from a year ago, despite federal efforts to slow mortgage defaults.

In his second inaugural address, Abraham Lincoln called on American citizens to have “malice toward none” and “charity for all.”

Those words are just as appropriate now when so many want to demonize the many people who bought homes they ultimately couldn’t afford or didn’t save as they should have.

Whatever the reason, if your neighbors, friends, co-workers (or former co-workers), sisters or brothers are in need, are you being charitable toward them? Or is your ire at their irresponsibility getting in the way of reaching out?

Once a month my husband and I along with a team of wonderful volunteers meet with people struggling to recover from money mistakes that have left many of them beaten down.

Long before the economic downturn, my pastor, John K. Jenkins Sr., and his wife, Trina Jenkins, gave me the green light to create a program, Prosperity Partners Ministry, to help those who needed someone to walk along with them as they climbed out of financial trouble.

Volunteers who are called senior partners work with junior partners who are deep in debt or who are close to foreclosure or who just need to know they can lean on someone to help them overcome past money blunders. And while the ministry is helping them, we also teach them how to make better financial decisions in the future.

If you or your religious organization, club, community association or classroom is reaching out to help those affected by this recession, write to me at colorofmoney@washpost.com. In the subject line put “I am my brother’s keeper.”