Business
Money Tip: Alternatives to cobra
September 1, 2008
Advertisement
If you've lost your job, or are soon to be unemployed, COBRA may be the right choice for continuing your health insurance. However, COBRA coverage can be expensive.
EHealthInsurance, an online seller of health insurance, offers these options:
¢ Mix and match COBRA coverage with individual plans. If you have a pre-existing condition, choose COBRA coverage for yourself but look around for a less expensive individual plan for your spouse or child.
¢ Look for individual or family insurance plans. If you and your family are relatively healthy or are seeking health-insurance coverage beyond the COBRA term, which usually extends for 18 months, you may be able to find an individual or family health insurance plan that suits your needs.
¢ Save on the kids' insurance. If your kids are about to lose their dependent status, consider looking into short-term plans that will carry them through the transition to college or a new job.
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