As the foreclosure problem deepens in this country, more and more advice and support is being offered to families and individuals at risk of losing their homes, through counseling services, credit management groups and the Internet.

A number of Web sites offer good insights:

¢ Consumer Action covers dealing with a lender and foreclosure dos and don’ts at www.housing-information. org/articles/ saving-your-home-from-foreclosure

¢ Homeowners Crisis Resource Center offers information about late mortgage payments and alternatives to foreclosure at housinghelpnow.org/info.cfm

¢ Homeownership Preservation Foundation addresses myths surrounding a home foreclosure situation at www.995hope.org/about-foreclosure/commonmyths

¢ U.S. Department of Housing and Urban Development provides 10 tips to help avoid and deal with a foreclosure at www.hud.gov/foreclosure/index.cfm