Here’s Consumer Reports’ five-step plan for collecting rebates:

¢ Understand the terms and conditions. Before you buy, make sure you know exactly what you need to do to collect your money, and make note of the deadline. If you have any questions, call the store.

¢ Gather your materials. Collect the original receipt, serial number, UPC code, box top and any stickers or labels. You may need some or all of these as proof of purchase.

¢ Keep records. Make copies of your rebate request after it’s finished, and record when you sent in the request.

¢ Go online right away. If you’re entitled to an online rebate, be sure to apply as soon as possible.

¢ Beat the deadline. Apply for your rebates well before the due date to ensure that you have plenty of time to send in additional documentation if required.

The final step? Be patient. It can take as long as 12 weeks to get your check. If you think your rebate is late or you have a complaint, contact your state’s attorney general or the Federal Trade Commission to file a complaint.