Housing and Credit Counseling Inc. will conduct a free workshop, “More Than One Way Out,” to address options for people looking to repay their hard-to-pay debts as soon as possible.

The workshop also will review bankruptcy rules and the potential effects of filing for bankruptcy protection. The workshop is scheduled for 11:30 a.m. to 12:30 p.m. Dec. 15 at the center, 2518 Ridge Court. To reserve a spot, call (800) 383-0217.