Philadelphia ? Through tough times in Cleveland and Detroit, Jeff Garcia wondered if he’d ever be a significant contributor in the NFL again.

A three-time Pro Bowl quarterback when he was guiding San Francisco to playoff berths, Garcia found out Monday night just how important he is to the Philadelphia Eagles – as important as Donovan McNabb.

Garcia played like vintage McNabb in leading the Eagles past the Carolina Panthers, 27-24. And if the 36-year-old veteran guides them into the playoffs – at 6-6 they are tied for the NFC wild-card spots – Garcia just might make Philadelphia forget about ol’ Donovan, at least for a bit.

“It’s been awhile since I felt this well about a game, the way we played,” Garcia said after throwing for 312 yards and three touchdowns. “We never gave up, scratched and clawed for every inch out there.”

Brian Dawkins’ 38-yard interception return set up David Akers’ decisive 25-yard field goal with 3:13 to go. After Garcia struggled early, he was nearly unstoppable, using his arm and his legs to offset Carolina’s dangerous pass rush.

“We have not lost focus of what our goal is – to be a playoff team,” he said. “Nobody has been discouraged, nobody has hung their head, it’s a really positive atmosphere in the locker room considering what we’ve gone through over the last two months. This is a great way to come together; I think we can put some things together.”

Philadelphia quarterback Jeff Garcia (7) launches a pass under pressure from Carolina's Damione Lews (92) and Mike Rucker. Garcia threw three touchdowns in the Eagles' 27-24 victory Monday in Philadelphia.

Garcia, who replaced the injured McNabb (torn right knee ligament) two weeks ago and lost twice, had TD passes of 8 yards to Brian Westbrook, 30 to Donte’ Stallworth and 40 to Reggie Brown. When Lito Sheppard picked off a fade pass to Keyshawn Johnson with 25 seconds left, the Eagles were back in the playoff chase, tied with Carolina, Atlanta and the New York Giants.

One of the great benefits of life in the NFC is that a .500 record makes you a contender.

“It’s a crazy year,” Eagles coach Andy Reid said. “Anything’s possible.”

Garcia has thrown for six TDs and no interceptions since taking over for McNabb.

Jake Delhomme almost matched Garcia until the two late picks. He threw for 269 yards and TDs of 9 yards to Steve Smith, 1 to Johnson and 35 to DeAngelo Williams.

But the late interceptions ruined his night and continued the inconsistency that has marked the Panthers’ season. They lost two, won four straight, lost two more, won two and now have dropped two in a row again.

“We’re 6-6. We’re average right now,” Delhomme said.

“It will test our character,” Panthers coach John Fox said. “We have four games left, and we’re fortunate we have four.