New York ? Do your New Year’s resolutions include losing weight, getting in shape, learning something new, cutting back on stress or eliminating bad habits?

Consider combining a personal goal for 2005 with a vacation. The latest TravelSmart newsletter offers ideas for tours and destinations that can help.

TravelSmart’s recommendations include:

• Biking, hiking and walking trips on four continents from Backroads (800-GO-ACTIVE, www.backroads.com).
• Surviving in the wilds with little more than a knife and a blanket on a trip from the Boulder Outdoor Survival School (www.boss-inc.com, 800-335-7404).
• Outdoor expeditions sponsored by nonprofit organizations around the world, such as a $695 seven-day camping trip through Hawaii’s Volcanoes National Park, through Wilderness Inquiry trips (www.wildernessinquiry.org, 800-728-0719).
• Reducing stress through meditation, sauna and other calming pursuits at the Green Gulch Farm Zen Center near Sausalito, Calif., $75 to $105 a night (www.sfzc.com/ggfindex.htm, 415-383-3134).
• Spiritual retreats sponsored by various religious organizations, from the Colorado Springs Franciscan Center (www.franciscanretreatcenter.org, 719-955-7025) to the New Melleray Abbey in Peosta, Iowa (www.newmelleray.org, 563-588-2319) to the Krialu Center in Lenox, Mass. (www.kripalu.org, 800-967-3577).
• Alcohol-free golf retreats, cruises and other vacations from Sober Vacations (www.sobervacations.com/home.aspx, 800-762-3738).
• Learn to sail at one of Offshore Sailing School’s locations in Florida, New England, New Jersey and the British Virgin Islands (www.offshore-sailing.com, 800-221-4326).

For more suggestions, get a copy of the TravelSmart newsletter by calling (800) FARE-OFF or go online to www.TravelSmartNewsletter.com.