On the money

Mounting personal debt puts ever-increasing pressure on household finances and could possibly damage an individual’s credit rating for the long term.

Negotiating a solution to mounting debt is not always easy. But it can be done, often through a careful debt consolidation program. A number of Web sites provide insights on how to manage and consolidate debt. Here’s just a few:

It contains articles devoted to sorting out debt issues in dozens of categories.

The Web site contains details on debt consolidation loans and consolidation services.

It offers a range of debt management tools and information.

The site features articles on fixing credit, bankruptcy and debt consolidation.