On the money

Household money management can become an increasing challenge during soft economic times.

If handling debt has become a problem for you, several Web sites provide insights on how to manage and consolidate debt and what too much debt can do to your credit standing.

Here are some sites with useful information:

DebtSmart

www.debtsmart.com

The Web site contains articles devoted to sorting out and handling debt issues.

DebtWizards.com

www.debtwizards.com/consolidate.html

It provides details on debt consolidation loans and consolidation services.

Quicken.com

www.quicken.com/planning/debt/

It offers an interactive “Debt Reduction Planner” calculation tool.

YourCredit.com

www.yourcredit.com/debt.html

The Internet site features information on fixing credit, bankruptcy and debt consolidation.