Do you feel as if more money is going out than coming in to your household budget? It may be a good idea to re-evaluate your spending habits and find ways to tighten your purse strings. Several Web sites offer advice on how to calculate household expenses and areas to save.

Here are a few that might be worth a visit:

Bankrate.com

www.bankrate.com/brm/calc/Worksheet.asp

Online calculator helps you sort out food, housing and education expenses, and more.

Family Resource Center

www.ourfamilyplace.com/homeowner/budget.html

Offers budgeting hints and money-saving tips.

Our Family Place

www.ourfamilyplace.com/finances.html

Covers a range of topics, including eliminating debt and starting a savings program.

SoYouWanna.com

www.soyouwanna.com/site/syws/budget/budget.html

Contains five sections of advice on saving, from assessing spending habits to sticking to a budget.