Kansas City, Mo ? H&R Block said Tuesday that it will settle a class action lawsuit filed in Texas that accused it of taking kickbacks from banks over loans made to clients awaiting tax refunds.

The proposed settlement, which still must be approved by a Texas judge who has criticized the company, would provide customers with coupons for tax services, software and a book but no cash.

The settlement could potentially cost H&R Block $262 million, but only if 100 percent of the people affected redeemed all the coupons they received every year for five years, a company spokeswoman said.

As part of the settlement, Block agreed to provide the clients with five $20 coupons that can be used for tax preparation and planning services during the next five years. They’ll also get coupons for tax software and for a new tax planning book retailing at $14.95.

The firm said the settlement would mean a pre-tax charge of $41.7 million.