Remodeling a house can be an intimidating process. Here are some ways to protect your interests:

¢ Do sign a contract that is as specific as possible about the work to be done and the price, including financing terms and hourly rates for added work.

¢ Do ask to see the remodeler’s proof of insurance and workers’ compensation.

¢ Do confirm the contractor’s permanent business address and whether the person is licensed to work in your area.

¢ Do keep your receipts from the project. Investments in your home can be deducted from your capital gain when you sell.

¢ Do ask for references and ask to visit a site where work is in progress.

¢ Don’t sign the contract if it differs from oral promises.

¢ Don’t make a final payment until the project is finished.

¢ Don’t allow a contractor to begin work until financial arrangements to pay for the work are complete.

¢ Don’t get your own permit for the work. Most local jurisdictions consider the person who obtained the permit to be liable. Let your contractor take that risk. It is part of what you paid for when hiring the person.

¢ Don’t sign for deliveries. You will be held responsible if the shipment is damaged, incomplete or incorrect. Again, your contractor should assume that risk.

Sources: National Association of the Remodeling Industry (Metro D.C. chapter), National Consumer Law Center