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Kansas premiums lower than expected under new health insurance marketplaces, report says

I also want to point out that I don't really have an agenda in saying this. I didn't really care about the ACA. I buy my own insurance and I'm in an income bracket that likely won't qualify for tax breaks. ACA wasn't supposed to be about me. My health insurance situation wasn't the subject of ACA at all. I did not anticipate any changes whatsoever.

That is, until this month, when I received the letter from BCBS of KS saying my policy is canceled because of ACA standards. It confuses me. I was happy with my insurance - it was affordable and it covered what I needed it to cover. But suddenly it's not good enough.

I truly hope that this works out for my family and that my premiums stay the same or go down. I can't know that yet. The website that BCBS directs me to so that I can policy shop under ACA won't be active until Oct 1.

That said, I have the sneaking suspicion that this won't benefit me. I don't need rehab to be covered, or preexisting conditions, or maternity/newborn care, or any pediatric care. As it turns out, though, those are ACA minimum standards of care. I'm being forced to subsidize those costs for others.

I hope that the math works out in my favor, and that enough people are subsidizing those costs alongside me that my costs will also decline. I guess we'll see on Oct 1.

September 28, 2013 at 3 p.m. ( | suggest removal )

Kansas premiums lower than expected under new health insurance marketplaces, report says

Blue Cross Blue Shield of KS. I did not say that we received a letter saying they went out business. Only that our policy is canceled because it doesn't meet ACA standards.

September 27, 2013 at 10:31 p.m. ( | suggest removal )

Kansas premiums lower than expected under new health insurance marketplaces, report says

Almost everyone I know (myself included) who pays their own insurance got a letter this week cancelling their policies. We no longer have the option to stick with what we have because the ACA imposed restrictions on the types of policies that can be offered.

September 27, 2013 at 1:24 p.m. ( | suggest removal )

Kansas premiums lower than expected under new health insurance marketplaces, report says

That's not true, actually. Many people (my family included) have received notices that their current policies are being cancelled because they don't meet the requirements of Obamacare.

September 27, 2013 at 1:18 p.m. ( | suggest removal )

Kansas U.S. House delegation votes for bill to cut $39 billion in food stamps over 10 years

Every dollar spent on NASA generates 8 dollars of economic benefit.

So food stamps are the clear loser.

September 20, 2013 at 7:13 p.m. ( | suggest removal )

Kansas faces looming teacher shortage

I don't understand your point. It seems obvious that experienced teachers are better than inexperienced teachers at teaching. But when experienced teachers are retiring, we can't magically create more experienced teachers to replace them unless we recruit inexperienced teachers and... you know... let them get some experience.

And I disagree that you'd get mostly people who flunked out of the private sector. What you'd get in Kansas, for the most part, are educated stay at home mothers who want a job that allows them to be home when their kids are. Teaching would give them the flexibility they needed to re-enter the workforce, as long as they weren't required to go back to school and get a degree in Education.

September 9, 2013 at 10:39 a.m. ( | suggest removal )

Kansas faces looming teacher shortage

You missed the part where most of those openings are for special education teachers and that the district is always looking for special ed teachers. She basically stated that if you want to work in Lawrence, don't get your hopes up unless you're interested in teaching special ed.

September 9, 2013 at 10:33 a.m. ( | suggest removal )

Letter: Wetlands not ‘vacant’

Was it because he had no access to a highway? Because otherwise, I'm not sure what it has to do with the SLT.

September 7, 2013 at 4:13 p.m. ( | suggest removal )

Downtown Lawrence call center gives details on plans to hire nearly 200

As it turns out, in order to be paying out 26% in federal, state and payroll taxes, you have to be making at least 60,000 dollars and have no deductions other than the standard deduction and exemptions.

August 30, 2013 at 1 p.m. ( | suggest removal )

Downtown Lawrence call center gives details on plans to hire nearly 200

I don't know why I'm posting this, since I think someone has an agenda here... But, the federal tax rate for a single person is 15% (their average tax rate is less, since 15% is there marginal tax rate). In Kansas, 20k puts them in the 6.25% rate. That's before any exemptions or deductions - which might knock you down to 3.5% in Kansas.

So the max they could possibly pay as a single person is 21.25% WITHOUT accounting for their standard deduction or exemptions. Then payroll taxes of 6.2%.

$19,843 - 5950 (SD) - 3800 (ex) = 10,093 = 1076 in tax (from tax table). That's a 5.4% tax federally on gross wages. You're looking at about 351 in taxes from KS (tax table - estimated, since the AGI won't be exactly the same) - about 1.8% on gross wages.

So with payroll taxes, that's a grand total of 13.3% on gross wages. Assuming absolutely no additional credits or deductions.

That's a far cry from 26%.

It gets even farther from 26% if you assume they don't work 40 hours a week/52 weeks a year.

August 30, 2013 at 12:41 p.m. ( | suggest removal )

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