Sound Off: For Medicare supplement plans, Blue Cross-Blue Shield of Kansas offers a substantial premium discount if one uses hospitals on its preferred list. LMH is not one of them. For a community wanting to be more retiree friendly, why doesn’t Lawrence Memorial Hospital participate?
Janice Early, LMH spokeswoman, said Blue Cross Plan 65 Select is a Medicare Select policy, which is an alternative to a traditional Medicare Supplement plan. She said LMH’s analysis of the Blue Cross Plan 65 Select determined it is not financially feasible for the hospital to participate. To lower Blue Cross’s costs, participating hospitals must write off the patient’s inpatient deductible, which for 2012 is approximately $1,200 per admission. Fewer than 20 hospitals, out of more than 140 eligible hospitals in Kansas, participate in this plan. “Subscribers to Select plans can come to LMH for all outpatient services without any change in coverage. They also can still use LMH if they need inpatient services; they will, however, have to pay the Medicare deductible of approximately $1,200 per inpatient admission,” Early said. To learn more about Medicare plans, visit the Kansas Insurance Department’s website, ksinsurance.org.