Legislation recently proposed in Congress would give every American newborn a $500 savings account beginning in January 2006, with an additional $500 for those babies born into poverty. Chris and Amanda Croucher, Osage City, pictured Tuesday with their new 2-day-old twins at Lawrence Memorial Hospital, think the idea is a good one, but they aren't waiting on the government for help. The Crouchers started saving monthly for their children nine months ago.

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