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What are your budget plans for next year; will you be spending more or less money?

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“Spending less. My girlfriend is taking a year off of school, so we can start saving money to pay off our debt.”

“Probably less. I think the economy is down, and I’ve found that some of my investments are down, so I’ll be watching my money a lot more this year.”

“About the same. I don’t have any crisis staring me in the face.”

“I plan on paying off my credit card bills.”

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