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Archive for Thursday, November 14, 2013

Kansas insurance commissioner worried about changes to health care law

November 14, 2013

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Kansas' insurance commissioner said Thursday the Obama administration's decision to delay by a year the cancellation of health care policies that no longer meet the standards of the Affordable Care Act could have unintended consequences.

"It does create problems for the insurance companies," Kansas Insurance Commissioner Sandy Praeger said. "It does create potentially problems for the whole health reform if you don't have everybody playing by the same rules. … It was a very carefully crafted piece of legislation. We said from the get-go that if you start taking pieces out of this it will collapse."

Still, she said she understands why the decision was made. Many Kansans have received notices that their health insurance policies would be cancelled at the beginning of the year, after President Barack Obama had repeatedly stated that if people liked their polices they could them keep them.

Praeger said this all might not have been an issue if the federal insurance marketplace at HealthCare.gov had been working properly. The website, which is where people in the 36 states (including Kansas) that chose not to set up their own exchanges buy insurance, has been ravaged by technical glitches, and many Americans have been unable to view the new coverage options.

"(The cancelled policy holders) probably would have been eligible in many cases to buy more comprehensive coverage with a tax credit that is applied prospectively," Praeger said. "A lot of these cancellation notices were in effect before the website rolled out. But we've had this, as (Kathleen Sebelius, secretary of the U.S. Department of Health and Human Services) said, 'debacle.'"'

Praeger added that while she wishes Kansas had been able to create its own health insurance exchange — Gov. Sam Brownback chose not to — her department has set up a site, InsureKS.org, that allows people to explore the new insurance plans and see how much of a tax subsidy they might be eligible for.

Comments

Richard Heckler 1 year, 1 month ago

Leave Obamacare on the table because it calls for no more junk insurance policies which is over due.

Leave existing insurance on the table for those who enjoy spending large sums of money for medical insurance some of course is worthless. What could possibly be more American?

Make IMPROVED Medicare Single Payer Insurance for ALL available to all taxpayers as one of our choices. This choice REDUCES the cost of government, public and higher education and doing business in general. Why isn’t congress on board?

Let's Compare Single-Payer (HR 676 and S 703) Expanded Medicare for All Vs. Proposed Healthcare “Private insurance with Public Option” http://www.healthcare-now.org/docs/spreport.pdf ( very interesting findings)

Now allow consumers to make their choice instead of congress. Let the chips fall where they may.

I want my tax dollars spent on a useful endeavor such as Medicare Single Payer not on:

  1. insurance over charges

  2. or obscene CEO salaries

  3. or golden parachutes

  4. or shareholders

  5. or special interest campaign funding!!!

Make IMPROVED Medicare Single Payer Insurance for ALL available to all taxpayers as one of our choices. It is time for my tax dollars to support a fiscally prudent insurance program.

Moreover, tax dollars also pay for critical elements of the health care system apart from direct care—Medicare funds much of the expensive equipment hospitals use, for instance, along with all medical residencies.

More on Medicare Single Payer Insurance. http://www.pnhp.org/facts/single-payer-resources Physicians for a National Health Program Health Care NOW http://www.healthcare-now.org/

Bob Smith 1 year, 1 month ago

Everyone should be worried about the hot mess that is the ACA.

Scott Burkhart 1 year, 1 month ago

I infer from your comment, Barbara, that the plan should never have been implemented because it was from the Heritage Foundation? Why do you think that this plan was never pushed by conservatives back when it was first drafted? Answer: It was known then that it would never work. It would destroy the healthcare system as we know it. The plan was in response to Hillarycare that cropped up in the early days of the Clinton presidency. Large bureaucracies are wasteful, fraudulent, and inefficient. This has turned into the nightmare that a lot of us said it would be. Now, all of the liberals are runnning around telling us that it's our fault because we were never for it all along. It passed completely along partisan lines using congressional gimicks. "We have to pass it to see what's in it." Remember that one? They demonize the consumer for being to stupid to realize that the policies they had were junk. The law was designed to throw the people off of their policies. In California they signed contracts with the Inurance Commisioner agreeing to cancel policies, regardless. 1M people canceled in California because of an agreement to do so, not because there was anything wrong with the policies.

Bob Smith 1 year, 1 month ago

The Democrats own the ACA, lock, stock and barrel.

Fred Mertz 1 year, 1 month ago

Barbara so you agree it was a bad plan? I don't care where the plan originated it is bad law and it's implementation is just as bad.

Fred Mertz 1 year, 1 month ago

Right, it's failed implementation is not Obama's fault. Someone else is always at fault.

Heck, it isn't even Obama's fault the law is flawed. It is the Heritage Foundation and Romney's fault.

Thanks for the grins.

Fred Mertz 1 year, 1 month ago

No strawman. I wasn't arguing anything, just mocking your previous comments.

Other than that, I do agree with the rest of this post.

John Graham 1 year, 1 month ago

Yes every last bit of Obamacare is the sole responsibility of Obama and the democrats. As the democrats were the only ones to vote for passing Obamacare they and Obama get any credit from any good that comes and they get all the blame for any failures. The democrats did not need any republican votes to pass the bill so the dems could have written it any way they liked. The democrats easily could have made the states start their own exchanges as well as made the states all expand Medicaid. They simply could have made those part of the new ACA law and not given the states any choice. If a state balked, the Feds could do like they have on other issues and threatened to withhold fed money to the state until they complied. The dems allowed the states to make their own choices on some issues all the time knowing the repub led states most likely would not participate. So yes the dems and Obama get all the praise (if any) and all the rotten tomatoes for Obamacare.

Ken Lassman 1 year, 1 month ago

So is this your proposal? And if not, what is?

John Graham 1 year, 1 month ago

I pay enough attention to know you do nothing but make personal attacks on anyone that is not a liberal.

Richard Payton 1 year, 1 month ago

Will Lawrence Memorial Hospital accept all of the Obamacare policies? Will they choose not to accept the bronze plan? Is a doctor shortage coming or have I listened to Fox Radio too much?

William Weissbeck 1 year, 1 month ago

These aren't Obamacare plans! These are private insurance company plans that set their own prices and contract with providers. Providers are free to decline or negotiate better reimbursement rates. Providers can gripe that Blue Cross requires too much paperwork, or that Humana's reimbursement rates are too low, but if the population has these carriers, it's hard for providers to turn them away. Unless they think they can get by with just cash paying patients.

Bob Smith 1 year, 1 month ago

The next time everybody on the dexter side of the aisle is saying that some mad scheme the WH is proposing will make the Wreck of the Old 97 look like the Teddy Bear's Picnic, will the lefties pay attention?

Susan McDaniel 1 year, 1 month ago

So if the cancelled plans are back in operation, what about the massive increases in premiums many suffered ? Do they get a roll back to?

Bob Smith 1 year, 1 month ago

"It is a condition of my admission to this great land that I am not allowed to foment the overthrow of the United States government. Oh, I signed it airily enough, but you’d be surprised, as the years go by, how often the urge to foment starts to rise in one’s gullet. Fortunately, at least as far as constitutional government goes, the president of the United States is doing a grand job of overthrowing it all by himself. On Thursday, he passed a new law at a press conference. George III never did that. But, having ordered America’s insurance companies to comply with Obamacare, the president announced that he is now ordering them not to comply with Obamacare. The legislative branch (as it’s still quaintly known) passed a law purporting to grandfather your existing health plan. The regulatory bureaucracy then interpreted the law so as to un-grandfather your health plan. So His Most Excellent Majesty has commanded that your health plan be de-un-grandfathered. That seems likely to work. The insurance industry had three years to prepare for the introduction of Obamacare. Now the King has given them six weeks to de-introduce Obamacare..." Read the rest at http://www.nationalreview.com/article/364093/thus-spake-obama-mark-steyn

Richard Heckler 1 year, 1 month ago

Americans for Prosperity — a conservative group funded by the Koch brothers — is spending millions on ads that aim to turn Americans against the Affordable Care Act, just as government officials prepare to enroll the uninsured in the law’s new health care exchanges beginning on October 1. The campaign will eschew attacks on President Obama in favor of a new non-ideological tone that could appeal “young women” who watch the Food Network, “Law & Order,” and “Good Morning America.”

The goal is to “start softening the ground” ahead of implementation, Tim Phillips, the group’s president told the New York Times. “Too often we fell into a broad-based ideological argument, and I think we failed to get at ‘Look at what they’re doing and how it impacts you,’ ” he said. “I think where we win is on the impact of a specific policy.”

But if the group’s first TV ad, titled “Questions,” is any indication the new spots are no more honest than the partisan advertisements from 2012. http://thinkprogress.org/health/2013/07/08/2262831/koch-brothers-obamacare-misinformation/

Richard Heckler 1 year, 1 month ago

Health Care is s human right. Human bodies are designed to require health care at some point... this is not a choice. It is time to ditch expensive health insurance for everybody rich or poor. USA medical insurance is NOT a good dollar value simple as that.

Conservative profiteers are pouring millions of $$$$$ into anti-Obamacare misinformation Ads.

All of this big spending on misinformation is increasing the cost of medical care/medical insurance thus increasing the cost of just about all that consumers purchase.

The health insurance industry will gladly pass on the cost of misinformation to the consumers which increases the cost of premiums,pharmaceuticals,medical equipment,hospital stays,lab works etc etc etc.

Then trickles down to groceries,gasoline,tires,clothes,shoes,Brew and wine,concerts,school supplies,cost to run local governments and etc etc etc.

Is misinformation and inflated medical insurance rates worth increasing the cost of living across the board? Of course not.

Bob Smith 1 year, 1 month ago

If you don't like the ACA, just wait a while and Bronco will change it by his imperial whim.

John Graham 1 year, 1 month ago

Bush may have said it would have been easier if it was a dictatorship, but Obama actually thinks and acts as it is one.

John Graham 1 year, 1 month ago

So the president without any input from congress like an amendment to the existing law can simply change things on his own? He pushed back the start of ACA for business. Was there not a start date in the law? How can he push back the date without an amendment? Now he has changed things with regards to whether or not one could keep their policy for another year. Wasn't their guidelines about this in the law? How can he change this without an amendment? I am not a constitutional expect by any means but once something has become a law how can the president just up and change it on a whim? Can someone explain this to me? I must have missed that day in government class.

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