A wide range of factors goes into securing a home mortgage, from selecting a mortgage type to landing a low interest rate and good payment terms. Several insightful books on the topic can help explain the ins and outs of mortgages for a prospective homebuyer. A few titles:

¢ “Mortgage Myths” by Ralph R. Roberts and Chip Cummings; Wiley ($17.95): Addresses the mortgage borrowing, negotiating a rate and time the lending process should take.

¢ “Mortgage Rip-Offs and Money Savers” by Carolyn Warren; Wiley ($17.95): Offers tips on how to improve chances of getting a good mortgage rate, negotiating fees and uncovering market scams.

¢ “Mortgage Confidential” by David Reed; AMACOM ($16.95): Covers the mortgage loan process, and separates fact from fiction in several key topic areas.

¢ “The Mortgage Answer Book, 4th Ed.” by John Talamo; Sphinx Publishing ($14.95): Discusses how to choose a mortgage and the different types of mortgages available.

¢ “The Mortgage Encyclopedia” by Jack Guttentag; McGraw-Hill ($21.95): Features details on mortgage types, prepayment, refinancing and shopping for the best rate.