Moving can be one of the most stressful life events that we all must endure. When you are selecting a retirement community, you may feel even more pressure to make the right decision. The tips below are common sense guidelines that can help you make the right decision.

Consider choosing a planned community that helps you “simplify your life” through a cooperative agreement. One of the main reasons that people move into active adult communities is because their current homes are too big for their needs and they want to avoid unnecessary headaches and hassles in their retirement years. Cooperative agreements provide owners with the benefits of traditional home ownership and include things like all interior and exterior maintenance, free use of amenities and convenient dining facilities.

Do it while you are still young. Good active adult communities offer a variety of recreational and social activities that will help you stay healthy and young at heart. HighlandGreen, of Topsham, Maine, for example, offers a golf course, nature trails for hiking, biking and cross-country skiing, a swimming pool, fitness facilities, party rooms and tennis courts.

Have a clear idea of what you want from a your new community. Think about your daily needs and wishes when you retire and ask yourself if the prospective community can meet your expectations. For example, do you prefer a rural or more urban setting? Think about what your lifestyle and daily activities. Will the community meet these needs?

Use the Internet for research. Most active retirement communities have a Web site. The Web site of the communities you are considering will provide you with a good overview. The Internet to can also provide information such as travel times to important amenities, community demographics, and cultural events. A good starting place is at your prospective town’s chamber of commerce Web site or by simply typing your prospective community into any search engine.

Review developer’s track record and history. Ask for a prospectus and inquire if the management has developed any other communities. The management’s track record in other communities may be the best indicator of what you can expect. Remember, you are the customer.

Ask yourself: “Is the home a good value?” While the community and amenities are important factors when selecting a new community, make sure your home is also a good investment. Get an independent home inspection and appraisal.

Determine what type of physical fitness facility, trainers and nutritional counselors are available. In order to fulfill your dream of a long, happy and healthy retirement you need to continue to take care of yourself. Make sure your future adult community can accommodate your workout needs.

Talk to other residents. This may be your best source for information. Ask current residents if the community meets their expectations. It is a good idea to develop a checklist so you don’t forget to ask important questions.