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We see them all the time — low-interest rate credit card commercials.

But do they really offer the lowest rates? A spin on the World Wide Web can help sort out which lending institutions offer the lowest credit-card rates. Several sites list cards with the best rates around the country. Here are just a few places worth visiting:

  • AmericasLowestRates .com

www.americaslowestrates.com/creditcards/best-lowrate-credit-cards.shtml

It lists cards with the lowest rates and credit-card selection tips.

  • Bankrate.com

www.bankrate.com/brm/rate/brm–ccsearch–lowrate.asp

Users can select the type of credit card or perform a customized credit-card search.

  • Credit-Land.com

www.credit-land.com

You can find the best credit card by rate or type, and read credit security insights.

  • Rate.net

www.rate.net

Click “Credit Cards” to search for rates at banks in specific states and cities.