Falling interest rates have led to a decline in the rates credit cards charge for carrying a balance. With rates down right now, it might be a good time for you to do some comparison-shopping to find cards offering the best rates or transfer an existing account onto a low-rate card.
A number of Web sites list cards with the best rates around the country. Here are just a few of them:
AmericasLowestRates.com at www.americaslowestrates.com/creditcards/list.shtml. Users can browse for best rates in four different credit-card categories.
Bankrate.com at www.bankrate.com/brm/rate/brmccsearchlowrate.asp. Consumers can select the type of credit card they want from a pull-down menu and then see cards with the best rates.
Credit-Land.com at www.credit-land.com. The site provides lists of cards offering the best rates.
LowCards.com at www.lowcards.com. It features a list of 10 lowest-rate credit cards. The site also compares airline reward cards and rebate cards.